Your AI Already Decides.
Can You Prove It?
Audit-ready
End-to-end traceability
Regulatory aligned
Built for compliance
Enterprise grade
Secure & scalable
Built for the world’s insurers
From global leaders to digital challengers.
Logos identify the class of insurer HONESTAS is built for — not customers or endorsements.
Evidence. Control. Confidence.
The foundation for responsible AI in insurance.
Decision Evidence
Capture every AI-touched decision with full context, models, rules and outcomes.
Control & Governance
Independent verification, human accountability and controlled release.
Regulatory Readiness
Build audit and regulatory evidence as decisions happen.
Enterprise Integration
Works with your systems. No rip-and-replace. Just connect and prove.
Powering critical decisions across
the insurance lifecycle.
Claims
Automate assessments and approvals with traceable evidence.
Underwriting
Make smarter, faster decisions with AI you can trust.
Pricing
Optimise pricing with transparency and control.
Fraud Detection
Detect more fraud with explainable AI models.
Customer Eligibility
Verify eligibility and compliance with confidence.
Three steps. Every decision.
Connect → Convene → Certify, and one dispatch path underneath all of them.
STEP 01
Connect
It reads from your policy admin and claims systems. Nothing is replaced, and a pilot does not require a migration.
STEP 02
Convene
Each case is scored, routed to the right room with the right chair, and argued from different angles — including one seat whose job is to attack the conclusion.
STEP 03
Certify
A second, independent model has to agree. A named human signs. The whole thread seals into a record you can reopen years later.
What Certify actually produces
Not a badge. A document that names its chair, its gate, its inputs, the rule and model versions it ran against — and, in its own block, what it did not check.
- chair
- A. Ryan — Head of Claims
- gate
- gpt-class ✓ · claude-class ✓ · predicate PASS
- inputs
- sha256:2ae7f0…91cb
- rules
- wording v4.2 · model v2026.07
- tier
- T2 — callback against tenant data
Scope. This certificate does not verify policy-wording interpretation, reserve adequacy, or fraud intent. It names what it checked and nothing more — a certificate that does not state its scope is inflating it.
Illustrative record
It reads your systems.
It does not replace them.
There is no rip-and-replace and a pilot does not require a migration. Each seam below states what actually works today.
Policy administration
Guidewire PolicyCenter · Duck Creek · Sapiens · in-house
read-only intake; the decision seam is per-core and wired per deployment
Claims systems
Guidewire ClaimCenter · Duck Creek Claims · in-house
read-only intake; write-back is a governed dispatch, never a direct update
Model registries
MLflow · SageMaker · in-house run ledgers
run and version capture, with drift detection
Hazard and exposure feeds
NOAA · USGS · FIRMS · Copernicus · OED exposure
live ingest; these are observations, never a settlement index
Identity and access
SAML · OIDC · SCIM · your own directory
tenant, owner and unit resolved from the token and nowhere else
Counterparty corridors
A2A agent cards · ACORD · BiPRO payload rails
the A2A endpoint conforms to v0.3.0
The deadline moved once. It moved later, not away.
AI decisions you can trust. Evidence you can prove.
Annex III applies in 440 days, and the queue in front of it did not get shorter. What that wait costs is your own number — the calculator on the pricing page computes it from your inputs, in your browser. What we can tell you is that HONESTAS runs in parallel with what you have, there is no rip-and-replace, and a sandbox pilot cycle takes about eight weeks.
About four minutes. You keep the inventory either way.